Car Insurance a Must?
When I first got my licence and a nice second-hand car, I skimped on car insurance. I figured I was a safe driver, and parked in safe places. I didn’t take risks – but what I didn’t realise that I was taking the biggest risk by not taking out proper car insurance. What I thought was a monthly waste of money was crucial to my driving life. It wasn’t so much that I was unsafe, but you can’t predict how others behave; this became apparent when my car was stolen from our garage. I was out, and my husband had the vehicle roadside assistance mechanic to the house as we had a flat battery. As usual, after the mechanic jump-started my car (I had taken my husband’s) it was left running in the garage. My husband thought it prudent to leave the garage door open so the house wouldn’t fill with exhaust and make him and our newborn baby sick. Some people walking past saw an opportunity and within a split second they were in our garage, in our car, and down the street. He rang me in a panic and several hours later I was home and on the phone to the insurance company. They paid out, and I learned my lesson regarding car insurance.